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1. Call the police
Wherever you are, Cedar Park, Round Rock, Georgetown, Burnet, Marble Falls, Austin, and Liberty Hill. You need a verbal report of what happened. If anybody is injured, you need EMS on the way. The police will also be able to include everyones facts in their report. While police may sometimes suggest that because there are no catastrophic injuries, they do not need to come out, you should still insist. If they decide not to come out, that's ok, the important thing is that you made the 911 call.
All 911 calls are recorded and in the event that it is needed, we can call the local police station, obtain the call and possibly use it as evidence.
2. Don't admit to anything
We Texans like to apologize but if any witnesses are nearby, and they hear you apologize, they will assume that you are at fault. Don't make any admissions of guilt and tell your story only to the officer.
3. don't make a recorded statement
Whether to the insurance company or the other involved company. Nothing good comes from a recorded statement when your attorney is not on the line. Recorded statements can be used against you.
4. Seek medical attention within 48 hours
There is nothing wrong with going to the hospital after an accident. Whether you have health insurance or not you should always make sure to seek medical attention if you are involved in an accident and the accident is not your fault. You will be compensated for all of your medical treatment.
If there is a time gap, it makes it more difficult to correlate injuries to the accident.
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